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Personal Services
 

 Checking Accounts:

Freedom Checking
(Economical and designed for the conservative customer)

  • $100 minimum opening balance
  • 25 Free checks per month; Over 25 checks – $5 monthly maintenance fee
  • No minimum balance required
  • Debit card

Investment Checking – The Ultimate Checking Account
(Pays money market interest rates and allows unlimited check writing)

  • $1000 minimum opening balance
  • $1000 minimum daily balance to avoid monthly maintenance fee
  • $8 monthly maintenance fee
  • Unlimited check writing
  • Debit card
  • Tiered interest rates: $ .00 – 999.99 yields 10% of Wall Street Journal Prime
    $ 1,000.00 – 19,999.99 yields 15% of Wall Street Journal Prime
    $ 20,000.00 + yields 25% of Wall Street Journal Prime

Great 48 Checking
(At age 48 or older, you’ve earned the respect and perks that this account offers)

  • $100 minimum opening balance
  • $100 minimum daily balance to avoid monthly maintenance fee
  • $5 monthly maintenance fee
  • First order of checks free (basic checks only)
  • Debit card
  • Tiered interest rates: $ .00 – 9,999.99 yields 15% of Wall Street Journal Prime
    $ 10,000.00 – above yields 25% of Wall Street Journal Prime
  • Free services include no fee on Travelers Checks; no fee on Official Checks; First year
    free on 3 x 5 Safe Deposit Box (if available)
  • 10 Basis Points premium added to base rates on Certificates of Deposit

 Savings Accounts:

Simplicity Savings

  • $100 minimum opening balance
  • $100 minimum daily balance to avoid Quarterly maintenance fee
  • $3 Quarterly maintenance fee
  • 6 free withdrawals/debits per Quarter
  • $3 for each additional withdrawal/debit
  • ATM access (must be secondary account)
  • Quarterly statements
  • Interest calculated on daily collected balance paid Quarterly
Holiday Savings
  • $1 minimum opening balance
  • No monthly service charge
  • No debit transactions
  • Interest is forfeited if account is closed before maturity
  • Interest is calculated on daily collected balance and paid October 31st
  • Check for balance of account plus interest will be issued as of October 31st

 
 
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