CD Rates	Less than $100,000**	Interest Rate	APY*
6 Months		3.25	3.30
12 Months		3.50	3.55
24 Months		3.70	3.75
36 Months		3.80	3.85
48 Months		3.90	3.95
There is a penalty for early withdrawal, please call for details
CD Rates	$100,000** and Over	Interest Rate	APY*
Call for Terms		Call for Rates	Call For Rates
There is a penalty for early withdrawal, please call for details
IRA Rates		<100K**	>100K**
12 Months		3.50	3.55
24 Months		3.70	3.75
36 Months		3.80	3.85
48 Months		3.90	3.95
There is a penalty for early withdrawal, please call for details
Personal Investment Checking
$.00-$999.99**	10% of Wall Street Journal Prime***		0.50%
$1,000-$19,999.99**	15% of Wall Street Journal Prime***		0.75%
$20,000-Above**	25% of Wall Street Journal Prime***		1.25%
Great 48 Checking
$.00 - $999.99**	15% of Wall Street Journal Prime***		0.75%
$10,000 - Above **	25% of Wall Street Journal Prime***		1.25%
Savings			2.00%
Holiday Savings			1.75%
Business Investment Checking
	20% of Wall Street Journal Prime***		1.00%
Commercial Money Market
$.00 - $19,999.99**	15% of Wall Street Journal Prime***		0.75%
$20,000 - Above **	25% of Wall Street Journal Prime***		1.25%
Notice: Fee may reduce earning on Money Market Account, there may be a penalty for early withdrawal. Please call for details.

Call for rates over $100,000 for the checking, savings, and money market account(s).

* APY denotes Annual Percentage Yield.**Minium daily balance required to earn interest on account. *** Rates published in theWall Street Journal are variable and subject to change with out notice. Fees may reduce earnings.

Interest Rates are subject to change